These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Helios Collective, Inc. ("Helios Collective," "Company," "we," "our," or "us"), the operator of the Axiom platform accessible at axiom.novaonecapital.com and any related applications, APIs, or services (collectively, the "Platform").
By creating an account, clicking "I Agree," accessing, or using the Platform in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to all of these Terms, you may not access or use the Platform.
Your continued use of the Platform following any modification to these Terms constitutes your acceptance of the modified Terms. These Terms supersede all prior or contemporaneous agreements, representations, warranties, and understandings between you and Helios Collective relating to the Platform.
Axiom is a financial data aggregation, visualization, and AI-powered analytics platform. The Platform enables users to:
The Platform does not and cannot execute, place, route, or facilitate any securities transaction or trade of any kind. Axiom has no ability to move funds, purchase or sell securities, or otherwise interact with brokerage accounts beyond read-only data retrieval. All brokerage connections are strictly read-only.
The Platform is designed to help informed investors organize and understand data they already possess. It is an organizational and analytical tool, not a financial advisory service.
Helios Collective, Inc. is not registered with the U.S. Securities and Exchange Commission ("SEC") or any state securities authority as an investment adviser. Helios Collective is not a registered broker-dealer with FINRA or any other self-regulatory organization. Helios Collective is not a commodity trading adviser, commodity pool operator, futures commission merchant, or any other regulated financial entity.
The Platform does not constitute an "investment adviser" as defined under the Investment Advisers Act of 1940, as amended (the "Advisers Act"), or under any applicable state investment adviser statute. No content, output, analysis, signal, score, or communication from the Platform or from Helios Collective constitutes the provision of "investment advice" as contemplated under the Advisers Act or any analogous federal or state law.
No employee, officer, contractor, or agent of Helios Collective is acting as your investment adviser, financial adviser, broker, dealer, financial planner, or fiduciary in connection with your use of the Platform.
No fiduciary duty arises from your use of the Platform. Helios Collective owes you no duty of care with respect to any investment decision you make, regardless of whether such decision was influenced in any way by content accessed through the Platform.
Users who require personalized investment advice, portfolio management, financial planning, or fiduciary guidance are strongly encouraged to consult a licensed Registered Investment Adviser ("RIA"), FINRA-registered broker-dealer, or other qualified financial professional.
Nothing on the Platform — including but not limited to portfolio scores, AI-generated analysis, buy/sell/hold signals, analyst summaries, risk metrics, sector commentary, earnings analysis, macro outlooks, options data, or any other content — constitutes investment advice, a recommendation to buy, sell, or hold any security, or a solicitation of any investment transaction.
All content provided by the Platform is for general informational and educational purposes only. The Platform aggregates publicly available market data and applies algorithmic and AI-based analysis to present information in an organized format. This process does not transform informational content into investment advice.
The AI-generated commentary provided by the Platform's "Ax IQ" feature reflects automated analytical processing of data inputs and does not reflect the professional judgment, recommendations, or opinions of any licensed financial adviser, analyst, or other regulated professional. The output of any AI feature is not a substitute for independent professional financial advice.
Any reference to a specific security, ETF, fund, commodity, cryptocurrency, or other financial instrument on the Platform is for analytical and informational reference only and does not constitute a recommendation or endorsement of that instrument.
You acknowledge and agree that: (a) all investment decisions are made solely by you; (b) you bear full and sole responsibility for the outcome of any investment decision you make; and (c) Helios Collective shall have no liability whatsoever for any investment decision made based on any content accessed through the Platform.
The Platform incorporates artificial intelligence and machine learning technologies, including large language models, to generate analytical commentary and insights. You must understand and accept the following limitations:
You assume all risk associated with any reliance on AI-generated or algorithmically generated content from the Platform.
By using the Platform, you expressly acknowledge, represent, and warrant each of the following:
The Platform is strictly a read-only portfolio intelligence tool. Axiom does not and cannot:
Any brokerage connection established through the Platform via Plaid or any other data aggregation service grants read-only data access only. Helios Collective does not store your brokerage login credentials. Brokerage connection tokens are stored in encrypted form and used solely to retrieve account and holdings data for display within the Platform.
To execute any transaction, you must access your brokerage account directly through your broker's platform or application. Helios Collective is not responsible for any transaction you execute through your brokerage in connection with information obtained from the Platform.
The Platform incorporates data and services from third-party providers, including market data vendors, financial data aggregators (including Plaid Financial LLC), news providers, and AI service providers. You acknowledge that:
Helios Collective reserves the right to change, suspend, or terminate any third-party integration at any time without notice.
You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Platform. The Platform is intended for use by residents of the United States. Helios Collective makes no representation that the Platform is appropriate or available for use in jurisdictions outside the United States, and users who access the Platform from non-U.S. jurisdictions do so at their own risk and are responsible for compliance with local laws and regulations.
By using the Platform, you represent and warrant that you are at least 18 years of age, you have not been previously suspended or removed from the Platform, and your registration and use of the Platform does not violate any applicable law or regulation.
To access certain features of the Platform, you must register for an account. You agree to provide accurate, current, and complete registration information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately at security@axiomintel.io of any unauthorized access to or use of your account.
Helios Collective is not liable for any loss or damage arising from your failure to maintain the security of your account credentials. You may not share your account with any other person or allow any other person to access the Platform using your credentials.
Certain features of the Platform are available under a paid subscription ("Pro" or "Max" tier). By subscribing to a paid tier, you authorize Helios Collective (through its payment processor, Stripe, Inc.) to charge your designated payment method on a recurring basis at the then-current subscription rate.
Subscription fees are for access to the Platform's software features only. No portion of any subscription fee constitutes payment for investment advisory services, brokerage services, or any other regulated financial service.
You agree not to use the Platform to:
Helios Collective reserves the right to terminate or suspend access for any user found to be in violation of these acceptable use provisions.
The Platform, including its software, design, user interface, branding, algorithms, AI models, and all content created by Helios Collective, is owned by or licensed to Helios Collective and is protected by U.S. and international copyright, trademark, patent, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your personal, non-commercial purposes in accordance with these Terms. You do not acquire any ownership interest in the Platform or any of its content by virtue of these Terms or your use of the Platform.
AI-generated outputs produced by the Platform in response to your queries may be used by you for personal reference purposes only. You may not reproduce, distribute, or commercialize AI-generated outputs from the Platform without Helios Collective's prior written consent.
Your use of the Platform is governed by our Privacy Policy, which is incorporated into these Terms by reference. Our Privacy Policy describes how we collect, use, and protect your personal and financial data, including data obtained through brokerage integrations.
You have the right to request deletion of your personal data in accordance with our Data Deletion & Retention Policy (NOC-DRP-001) and applicable law, including the California Consumer Privacy Act (CCPA/CPRA). Deletion requests may be submitted through the Platform's Settings page or by emailing privacy@axiomintel.io.
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HELIOS COLLECTIVE EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.
Helios Collective makes no warranty that:
No advice or information, whether oral or written, obtained by you from Helios Collective or through the Platform shall create any warranty not expressly stated in these Terms.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HELIOS COLLECTIVE, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, INVESTMENT LOSSES, TRADING LOSSES, MISSED INVESTMENT OPPORTUNITIES, OR OTHER INTANGIBLE LOSSES ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE PLATFORM, EVEN IF HELIOS COLLECTIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
This limitation applies to all claims, whether based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, and whether or not Helios Collective has been advised of the possibility of such damage.
In no event shall Helios Collective's total cumulative liability to you for all claims arising out of or relating to these Terms or your use of the Platform exceed the greater of: (a) the total fees paid by you to Helios Collective in the twelve (12) calendar months immediately preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100.00).
The foregoing limitation of liability shall apply to the fullest extent permitted by law. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation may not apply to you. In such jurisdictions, Helios Collective's liability shall be limited to the maximum extent permitted by applicable law.
You expressly acknowledge and agree that any investment losses, trading losses, or financial harm you suffer as a result of relying on any content, analysis, score, signal, or AI-generated output from the Platform are not recoverable from Helios Collective under any theory of liability.
You agree to indemnify, defend, and hold harmless Helios Collective, Inc. and its officers, directors, employees, agents, successors, and assigns from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:
Helios Collective reserves the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with Helios Collective's defense of such claims.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
Before initiating any formal dispute resolution, you agree to contact Helios Collective at legal@axiomintel.io and attempt to resolve the dispute informally. Helios Collective will attempt to resolve any dispute within 30 days of receiving written notice.
If informal resolution is unsuccessful, you and Helios Collective agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved by binding individual arbitration, rather than in court, except that either party may bring individual claims in small claims court if the claims qualify.
Arbitration shall be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, which are available at www.adr.org. The arbitration shall be conducted in the English language. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
You agree that, by entering into this agreement, you and Helios Collective are each waiving the right to a trial by jury or to participate in a class action.
You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing legal@axiomintel.io with the subject line "Arbitration Opt-Out" and your full name and account email. If you opt out, you and Helios Collective will resolve disputes in court subject to the governing law and jurisdiction provisions of Section 20.
YOU AND HELIOS COLLECTIVE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Helios Collective agree otherwise, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding.
If this class action waiver is found to be unenforceable, then the entirety of the arbitration agreement in Section 18 shall be null and void, and the parties shall resolve disputes in court subject to the provisions of Section 20.
These Terms and any dispute arising out of or relating to these Terms or the Platform shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict-of-law provisions.
To the extent any dispute is not subject to arbitration under Section 18, you and Helios Collective consent to the exclusive jurisdiction and venue of the state and federal courts located in Delaware, United States.
Helios Collective reserves the right to modify these Terms at any time. If we make material changes, we will notify you by email to the address associated with your account and/or by displaying a prominent notice within the Platform at least 14 days before the changes take effect. Your continued use of the Platform after the effective date of any modification constitutes your acceptance of the modified Terms.
We encourage you to review these Terms periodically. The "Effective Date" at the top of this page indicates when the Terms were last revised.
Helios Collective may suspend or terminate your account and access to the Platform at any time, with or without cause, with or without notice, effective immediately. Reasons for termination may include, without limitation, violation of these Terms, conduct harmful to other users or third parties, or legal or regulatory requirements.
You may terminate your account at any time by using the data deletion feature in the Platform's Settings page or by contacting support@axiomintel.io.
Upon termination for any reason, your license to use the Platform immediately ceases. Sections 3 (Regulatory Status), 4 (No Investment Advice), 6 (User Acknowledgments), 15 (Disclaimers), 16 (Limitation of Liability), 17 (Indemnification), 18 (Arbitration), and 20 (Governing Law) survive termination.
For questions about these Terms or the Platform:
Helios Collective, Inc.
Terms of Service — Document ID: HCI-TOS-001 — Version 1.0
Effective April 4, 2026